Kathmandu. Nepal Rastra Bank is going to invest Rs 3.84 billion more in the term deposits of banks and financial institutions.
Rs 3.84 billion, which are in various funds of the NRB, are going to be invested in the term deposits of banks and financial institutions. The central bank has stated that out of the total amount, Rs 3.75 billion will be invested in commercial banks, Rs 576.5 million in national-level development banks and the remaining Rs 192.1 million in national-level finance companies.
The NRB has called on interested banks and financial institutions to propose interest rates. Accordingly, banks and financial institutions will have to propose interest rates by 2082 Baisakh 17. The NRB has stated that this fixed deposit will be valid for 366 days from May 17, 2025 to May 17, 2026.
The bank has stated that banks and financial institutions must have been in operation for at least 2 years to submit a sealed proposal. Similarly, the bank must maintain a minimum total capital ratio (including buffer) as determined by the bank from time to time, a non-performing loan (NPL) ratio of 8 percent and a net non-performing loan (net NPL) ratio of 3 percent, and a net liquid asset ratio within the limits determined by the bank from time to time.
Similarly, the loan-deposit ratio must be within the limits determined by the bank from time to time and must be in net profit as per the profit and loss account of the nearest previous fiscal year, the NRB has stated.
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