सिंहदरबार संवाददाता
Kathmandu. Nepal Rastra Bank has taken action against three commercial banks. The meeting of the Board of Directors of the National Bank has taken action against three commercial banks that did not comply with the rules during the first quarter of the current fiscal year. The banks to be taken action against are Himalayan Bank, Prabhu Bank and NIC Asia Bank.
The National Bank has taken action after these banks did not comply with the guidelines and rules issued by Nepal Rastra Bank. The National Bank has warned Prabhu Bank. Prabhu Bank has warned the Board of Directors of Prabhu Bank Limited in accordance with clause (a) of sub-section 2 of section 100 of the Nepal Rastra Bank Act, 2058 BS for non-compliance with the following sections of the Banking and Financial Institutions Act, 2073 BS.
Similarly, Prabhu has been warned for not reducing the amount to be deducted from the core capital as per the provisions of the Capital Adequacy Framework, 2015 issued by the Rastra Bank.
Since some loans were given a lower risk weight than mentioned in the framework, showing a lower risk-weighted asset than the actual one, in order to prevent such incidents from recurring in the future, the Board of Directors of Prabhu Bank Limited has been notified under clause (a) of sub-section 2 of section 100 of the Nepal Rastra Bank Act, 2058 BS. (a) The Chief Executive Officer of Prabhu Bank Limited has been warned.
Himalayan Bank Limited has been warned for not classifying loans on the basis of the overdue period as per point 1(b) of Directive No. 2 of Integrated Directive 2080 issued by the National Bank of Nepal.
Himalayan Bank Chief Executive Officer has been warned as per sub-section 2(a) of Section 100 of the Nepal Rastra Bank Act, 2058. Similarly, during the on-site inspection of NIC Asia Bank Ltd. by Nepal Rastra Bank, the bank has taken action for not complying with certain directives related to loan classification and loan losses, directives related to capital fund and risk weight, directives related to interest rates and certain directives related to corporate governance. .
प्रतिक्रिया दिनुहोस्