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Commercial banks’ deposit collection exceeds 600 billion, loan investment exceeds 4850 billion

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Kathmandu. Deposits of commercial banks have reached over Rs 600 billion in the first eight months of the current fiscal year. According to data released by the Nepal Bankers Association (NBA), deposits of banks have reached Rs 600 billion by the end of February.

During the review period, banks have invested Rs 4850 billion in loans, while the deposit-to-credit ratio (CD ratio) has reached 79.29 percent.

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Global IME Bank is the bank that has collected the highest number of deposits in the first eight months of the current fiscal year. The bank has collected Rs 533 billion till Falgun, while the bank’s credit flow is Rs 429 billion.

The second largest deposit-collecting bank is Nabil Bank. The bank has collected Rs 533 billion in deposits. Similarly, Nepal Investment Bank has collected deposits of Rs 452 billion, Rastriya Banijya Bank Rs 447 billion, Kumari Bank Rs 356 billion, Lakshmi Sunrise Bank Rs 350 billion, Prabhu Bank Rs 312 billion, Nepal Bank Rs 309 billion, and Himalayan Bank Rs 303 billion in the first 8 months of the current fiscal year.

Similarly, NIC Asia Bank has collected deposits of Rs 298 billion, Everest Bank Rs 267 billion, NMB Bank Rs 266 billion, Krishi Bikas Bank Rs 253 billion, Siddhartha Bank Rs 246 billion, Prime Commercial Bank Rs 242 billion, Sanima Bank Rs 215 billion, Citizens Bank Rs 211 billion, and Nepal SBI Bank Rs 181 billion. Machhapuchhre Bank has collected Rs 168 billion and Standard Chartered Bank Rs 125 billion in deposits, according to data.

Global IME Bank ranks first in disbursing the largest amount of loans

According to data released by the Nepal Bankers Association (NBA), Global IME Bank has ranked first in disbursing the largest amount of loans in the first 8 months of the current fiscal year. The bank has disbursed loans worth Rs 429 billion till Falgun.

Similarly, Nabil Bank is the second largest lender. The bank has disbursed loans worth Rs 414 billion. Similarly, Nepal Investment Bank has disbursed loans worth Rs 351 billion, Kumari Bank Rs 301 billion, Rastriya Banijya Bank Rs 289 billion, Laxmi Sunrise Bank Rs 284 billion, NIC Asia Bank Rs 249 billion, while Himalayan Bank has disbursed loans worth Rs 251 billion, Prabhu Bank Rs 234 billion, NMB Bank Rs 233 billion, Nepal Bank Rs 225 billion, and Everest Bank Rs 224 billion.

Similarly, in the 8 months of the current fiscal year, Siddhartha Bank has disbursed loans worth Rs 215 billion, Prime Commercial Bank Rs 215 billion, Krishi Bikas Bank Rs 208 billion, Citizens Bank Rs 169 billion, Machhapuchhre Bank Rs 145 billion, Nepal SBI Bank Rs 139 billion, Sanima Bank Rs 100 billion. 79 billion rupees and Standard Chartered Bank has disbursed loans of Rs. 85 billion.

Similarly, according to the data released by the Nepal Bankers Association, the average loan-deposit ratio (CD ratio) of banks is 79.29 percent.

According to the association, the CD ratio of Rastriya Banijya Bank is 63 percent, Standard Chartered Bank is 68 percent, Nepal Bank is 72.78 percent, Nepal SBI Bank is 76.07 percent, Nepal Investment Mega Bank is 76.76 percent, Prabhu Bank is 74.97 percent, Global IME Bank is 77.95 percent and Krishi Bikas Bank is 76.99 percent. .

Similarly, Citizens Bank has a CD ratio of 84.32 percent, Everest Bank has a CD ratio of 83.52 percent, Himalayan Bank has a CD ratio of 82.20 percent, Kumari Bank has a CD ratio of 82.58 percent, Lakshmi Sunrise has a CD ratio of 81.05 percent, Machhapuchhre Bank has a CD ratio of 85.65 percent, Nabil has a CD ratio of 82.34 percent, NIC Asia has a CD ratio of 83.71 percent, NMB Bank has a CD ratio of 83.33 percent, Prime Commercial Bank has a CD ratio of 84.99 percent, Sanima Bank has a CD ratio of 80.65 percent, and Siddhartha has a CD ratio of 83.65 percent.

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