Kanchanpur. Chitra Bahadur Chaudhary of Beldandi Rural Municipality-3, Vaibaha, has been operating a grinding mill for a decade. He has been earning more than Rs 1 lakh per month by operating the mill.
Chowdhary said that he took a loan of Rs 2 million from the Creative Savings and Loan Cooperative Society to operate the mill. The mill has equipment for making wheat flour, extracting mustard oil, and threshing rice to extract rice.
‘We have repeatedly taken a loan of Rs. 2 million from the cooperative,’ he said. ‘We have been able to repay Rs. 1.8 million of the loan taken from the cooperative with the income, now only Rs. 200,000 is left, and we plan to repay that in two to three months.’
Mentioning that in the past, due to lack of money to do business, Chaudhary said that the grain produced from the farm was only enough for food, and there was a shortage for expenses. He says that there is no shortage of money after joining the cooperative and taking a loan to operate the mill.
‘I earn about Rs. 150,000 per month,’ he said. ‘I save about Rs. 70,000 per month by deducting the wages of the workers working in the mill, equipment maintenance, and electricity bills.’ Chaudhary informed that he has been depositing the saved amount in the cooperative.
According to him, with the income from the mill, he has purchased four kaththas of land in the village and his two sons are studying higher education in Dhangadhi. He informed that since the border area is close, citizens of the Indian village of Tatarganj also come to the mill for crushing and grinding.
Chaudhary said that four quintals of grain from Indians are crushed and ground daily. 10 quintals of grain from Nepalis and Indians are crushed and ground daily. He said that there is a rush of customers as there are no other crushing and grinding mills nearby.
‘Indians come more to crush and grind mustard oil,’ said Chaudhary. ‘They come here because it is cheaper here than the price charged by mills in Indian territory.’ He said that if the ‘bran’ is left at the mill, they will thresh the rice without charging any fee.
Stating that they charge Rs. 1.5 per kilo for grinding wheat, Rs. 2.5 for corn, and Rs. 7 for extracting mustard oil, Chaudhary said that they will earn additional income by selling the bran and the cake (dough) left after threshing the rice.
He mentioned that he plans to purchase land in the market area and build a concrete house using the earned money. He believes that since the service will be provided to the customers whenever they want, the mill will not lack customers.
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