Kathmandu. Nepal Rastra Bank is going to invest the amount in the Security Fund in banks and financial institutions with interest. The bank has issued a notice on Baisakh 25, stating that it will invest Rs 200 million in banks and financial institutions with interest.
The Rastra Bank has stated that it is going to invest Rs 160 million in ‘A’ class commercial banks, Rs 300 million in ‘B’ class national level development banks and Rs 10 million in ‘C’ class national level finance companies as fixed deposits.
The bank has called for proposals by Baisakh 3, specifying the amount it wants to take as fixed deposits for 366 days from 2082 Jestha 5 to 2083 Jestha 5. The bank has stated that in order to receive the deposit, the bank and financial institution must have been in operation for at least 2 years and must maintain the minimum capital fund specified by the bank.
Similarly, the NRB has stated that the non-performing loan (NPL) ratio of the total loan portfolio should not exceed 8 percent and the net non-performing loan (net NPL) ratio should not exceed 3 percent. The NRB has stated that the net liquid asset ratio should be within the limits determined by the bank from time to time.
Similarly, according to the NRB, the loan-to-deposit ratio should be within the limits determined by the bank from time to time, be in net profit as per the profit and loss account of the most recent previous fiscal year, and if the bank and financial institution has been subject to prompt corrective action, at least 6 months should have passed since such action was lifted.
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